Introductory Offer:The U.S. Bank Business Platinum Card offers 0% for 18 months on new purchases. Afterward, the variable APR will be 16.24% – 25.24%, based on creditworthiness. The U.S. Bank Business Platinum Card offers 0% for 18 months on balance transfers. Afterward, the variable APR...
The Wells Fargo Reflect® Card is a perfect fit for anyone interested in paying less credit card interest. Standout benefits: With a new Wells Fargo Reflect Card, you'll get a 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. Once the intro AP...
If you want to save on credit card interest, the Citi Simplicity® Card offers one of the longest intro-APR periods for balance transfers and purchases. Standout benefits: When you open a new Citi Simplicity Card, you'll receive an intro 0% APR on balance transfers for 21 months from ...
Transferring a balance if there's no 0% or low-rate interest rate offer can work, but it's important to do the math first. Say you have a $3,000 balance with a 30% interest rate, which translates into $900 a year in interest.Transferring the balanceto a card with a 27% APR and...
This is the No. 1 rule with any rewards credit card. Step away from your cash back credit card if you start carrying a balance. Revolving balances can lead to paying more in interest than you earn in cash back. But the worst part? You could end up with credit card debt. Choose a ...
In addition, cardholders can skip one payment a year without penalty. You'll need to have had the card for at least six months and be in good standing to qualify for this feature. Note that interest will continue to accrue on your balance when you skip a payment. On top of that, car...
*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available...
Another exception: When a promotional 0% APR period ends, the issuer doesn't have to notify the cardholder that the card will now charge the ongoing rate. Deferred interest offers. Often found on store cards, these "no interest if paid in full" offers have a little-understood catch: If ...
The best balance transfer credit cards charge no annual fee and offer 15 months or more of 0% APR for balance transfers. Moving your high-interest credit card debt to a balance transfer card with a 0% introductory rate can save you hundreds, or even thousands, of dollars in interest and ...
Introductory or promotional offers are subject to status and availability. 0% credit cards can let you borrow without paying interest With a 0% interest rate offer, you use your credit card without paying interest on your balance for a set period of time. This usually relies on you using you...