0% Interest on a credit card balance transfer is temporary The duration of the introductory 0% APR balance transfer offer varies based on individual credit card company offers. After the introductory period, the remaining transferred balance is subject to the card’s standard interest rate. You ...
The balance doesn’t have to be in the consumer's name to qualify for a transfer, so if someone's new spouse has a high-interest credit card balance and has excellent credit, a 0% APR balance transfer offer can pay off an old balance and help a couple start over together with lower ...
A 0% purchase credit card lets you borrow interest-free, making it a great way to spread the cost of large purchases. For example, if you make a £3,000 purchase with a 24-month 0% interest period, simply divide the balance (£3,000) by the number of months (24) to find your...
Find the best zero interest rate credit cards. We have a list of the best available credit cards that will help you evaluate the best services a credit card can offer. Apply Now!
We considered cards that have both no balance transfer fee and an introductory 0% APR period. If a card did not charge a balance transfer fee but did charge interest on balance transfers, they were excluded. We compared each card on a range of features, including: annual fee, balance trans...
During the intro 0% APR period, you’ll need to pay at least the minimum payment due every month–just like a normal credit card–to take advantage of the offer. If you pay off the full balance before the end of the introductory period, you won’t receive an interest charge, which ma...
Balance transfer fee 3% for the first 15 months; 4% at a promotional APR that Capital One may offer you at any other time Foreign transaction fee None Credit needed Excellent/Good Terms apply. Read our Capital One Quicksilver Cash Rewards Credit Card review. Capital One Venture Rewards Credit...
Read Full Bio » *Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date...
Rewards cards offer cash back, travel points, or other benefits to customers based on how they spend. Balance transfer cards have low introductory interest rates and fees on balance transfers from another credit card. Secured credit cards require an initial cash deposit that is held by the issuer...
The best balance transfer credit cards charge no annual fee and offer 15 months or more of 0% APR for balance transfers. Moving your high-interest credit card debt to a balance transfer card with a 0% introductory rate can save you hundreds, or even thousands, of dollars in interest and ...