And if your card is rejected while you’re trying to make an online transaction, it can be difficult to understand why it is happening or what to do. Many of the reasons a credit card might be denied in person are generally the same as why a transaction might not go through online —...
Credit card applications typically ask how long you’ve been employed and how much you earn. Higher earners score higher credit limits, unless they also have a high amount of debt. Usually, credit card issuers do not actually verify income. Credit card banks make their decision solely upon the...
Contact with magnets can scramble the data on a card’s magnetic strip. Once that happens, point-of-sale terminals can’t “read” the card, resulting in your credit card not working. You may not see magnets in your purse or wallet, but they’re a common design feature to facilitate ...
Now there are a million different types of credit cards so I’m not going to go through specific ones. Everything I go over will be generalities that you can look for when choosing a card; However, I can give you some hints to push you in the right direction. If you want a credit...
Can You Prevent Credit Card Processing Error Codes? Since there are multiple points of origin for credit card processing codes, and your business is only one of them,it’s not possible to completely prevent them. After all, you have no control over what’s going on with your customers’ cr...
If your credit card was declined it's important to find out why. Here are 10 possible reasons why your card was declined and how to prevent it from happening again.
Going into credit card debt for nonessentials is an obvious sign that you're overspending. But maybe you can still make the credit card payment in full each month; you just notice there's not much to go toward your savings or investing goals. This was the case for me. While I'v...
card balances, prioritizing the account with the highest interest rate, transferring balances to lower interest cards and avoiding taking on new debt. Getting unstuck is not always a choice for those with limited incomes but by eliminating unnecessary expenses and focusing on gradually paying down ...
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Single-use cards cannot be used for in-store purchases, including those that require you to show your card at the time of pick-up, because the number on your physical card and the number used to make the purchase will not match. This can also pose a problem if you need to return an ...