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Thus, one interpretation of these findings is that when shopping with credit card, individuals act as if drawing on an endowment (from the financial institution backing the card). An additional analysis shows that prices modulate the association of neural signals and the decision to purchase. The...
EXHIBIT 4.1 MBNA CREDIT CARD MASTER NOTE TRUST as Issuer CLASS A(2003-9) TERMS DOCUMENT dated as of September 24, 2003 to MBNASERIES INDENTURE SUPPLEMENT dated as of May 24, 2001 to INDENTURE dated...
作者: M Nat 摘要: The author explores the need of credit unions in the U.S to brace the changing financial payments via mobile technology. Topics include need for helping their members with issues such as poverty, student loan debt and life cycle challenges, considerations for creating the ...
Credit card data sets Credit card data sets, also referred to as CCRs, used in this study consists of 10 weeks of records, starting from the 1st week of May 2015, of all the credit card users of a particular bank across each subject city. Each individual CCR consists of a hashed user...
The results show that there is a significant relationship between credit card use and impulse buying behavior for fast fashion in physical stores, as well as between credit card use and social shopping. It is also observed that hedonic motivations such as gratification shopping, value shopping, ...
During a credit contraction, bank loans will reduce happiness by increasing residents’ financial stress and worries. A study of college students’ credit card use found that satisfaction of one’s own financial situation can improve sense of material well-being [59,60]. In addition, objective ...
The scoring system used in a bank often becomes obsolete quickly, which forces the management to enter new borrowers' data on an ongoing basis as well as to systematically update the scoring card used. It is also indicated that the credit scoring method may adversely affect the number of new...