While it's better to start this process before a lawsuit is filed, it's still possible in many cases to have some of your debt forgiven via debt settlement after a judgment is issued. In more severe cases, filing for bankruptcy might be an option. Chapter 7 or Chapter 13 bankruptcy can...
8 ways a credit card debt lawsuit can be dismissed There are numerous ways to challenge or dismiss a credit card debt lawsuit, whether through formal legal defenses or pre-trial resolution strategies. These include: Formal legal defenses The formal legal defenses you may have if you're being ...
This settlement, which includes cash payments to merchants, also let merchants surcharge Mastercard and Visa credit cards.[1] How Does Free Credit Card Processing Work? Let's say a customer makes a purchase of $100 through a credit card. And the processing fee for this specific transaction is...
In most instances, defending the lawsuit is the proper course of action, though there are certainly times when a negotiated settlement is the way to go. To move forward, you can follow the Artim Law Process. It’s as easy as 1 – 2 – 3! When I was plagued by a debt collector ...
We understand that for most of our clients this is the first time they have been in a credit card, student loan or commercial debt lawsuit , and it can be scary. We walk you through the process and your options, so you do not feel alone. Find out more about us! Our Services Credit...
When you stop making credit card payments, you could be charged late fees and higher penalty interest rates. Not paying will also hurt your credit score. If a balance in your account remains unpaid for a long time and goes to collections, you could be served with a debt collection lawsuit...
When you stop making credit card payments, you could be charged late fees and higher penalty interest rates. Not paying will also hurt your credit score. If a balance in your account remains unpaid for a long time and goes to collections, you could be served with a debt collection lawsuit...
This means you won’t be able to take part in a class-action lawsuit in the event that the bureau is part of a data leak (like the $425 million settlement for the 2017 Equifax data breach that leaked personal information of 147 million people). The best credit monitoring services monitor...
information to drop off your credit reports. You may also be sued for the unpaid debt before you get that far in the process. If the lawsuit is successful and the creditor gets a court order, they can garnish your wages until the debt is paid off or even take money out of your bank...
Settlement of Credit Bureau Lawsuit Helps Consumers