Lastly, be sure to pause before canceling a credit card. Say you apply for a starter card and use it responsibly for a year or two, build up your credit and then apply for a more premium credit card. Your starter card may start to gather dust, and you could start to wonder whetherca...
If you’re thinking of getting your first credit card but don’t know where to start, our guide explains everything you need to know before you apply.
Citi Strata Premier℠ Card Rating: 4.5 stars out of 5 4.5 Bankrate’s view How to choose the best travel credit cards for beginners Figure out what rewards you need and what card gives you the most of it. There are several factors to consider when picking a travel credit card. Here ar...
Watch my video looking at the best first-time credit cards for beginners Using credit cards to boost your credit file There are some key rules you need to follow to make sure spending on a credit card helps rather than hurts your credit report. ...
If you're new to using credit altogether, there are credit cards called starter cards, that are designed specifically for those just starting out and applying for their first credit card. You could think of them as a credit card for beginners. Chase offers one called the Freedom Rise®...
• How to qualify for your first credit card • 7 options for your first credit card • How to use your first credit card • What is a Schumer box and how do you read it? 1. The best credit cards aren’t for beginners As a newcomer to credit, you probably won’t be able...
The best travel rewards credit cards for beginners Here are the best travel credit cards that can save you hundreds on your next vacation For rates and fees of the Blue Cash Everyday® Card from American Express, click here. For rates and fees of the Blue Cash Preferred® Card from Ame...
Capital One Quicksilver Cash Rewards Credit Card: Best for streamlined rewards Additional Options: Citi® Secured Mastercard®:Best no-annual-fee card for beginners My GM Rewards® Mastercard®:Best for GM fans BEST FOR EVERYDAY USE
Best Premium Travel Credit Card Chase Sapphire Reserve® Higher fee, but more perks. For people who travel a lot. Difficult to get without great credit. 60,000 LEARN MORE Best Miles Credit Card For Beginners Capital One Venture Rewards® Great travel credit card for beginners who want ...
3 Best Discover Cards For Beginners (2024) By: Eric Bank, 1/25/2024 A beginning is a delicate time. So opens Dune, Frank Herbert’s science-fiction masterpiece. What was true of galactic politics remains true of your first credit card. You want to start off on the right foot -- ...