Citi:额度也不错,给信用历史在 1 年左右的人也有 1k 多 Chase:属于一开始非常抠门的公司,第一张卡可能只有 $500-$1000,但你持有他家信用卡一段时间后,额度是非常慷慨的。 Discover:对零信用记录的人一般给 $500-$1000 额度,之后申请的初始额度也不高,但很适合入门 US Bank:额度给的还可以...
Card Type Even if you have excellent credit history and high personal income, your ability to receive a $5,000 credit limit still depends on the type of credit card for which you apply.Many banks offer an array of credit card options, and those targeted to young adults and entry-level bo...
The U.S. Bank Cash+® Secured Visa® Card has both a high maximum credit limit of $5,000 and the best cash back program among the cards on this list. For example, you could put your monthly utilities and cellphone bill on this card, let’s say $500 total, and earn $25 back...
信用額度(Credit limit)是指銀行願意通過一張信用卡借給持卡人的錢。 大家平時申請的信用卡按照信用額度來說一般分兩類: Credit card,信用卡。這是指有一個固定信用額度的信用卡。大部分的信用卡都是這種,除了下面這一類的少數卡。銀行允許信用卡持卡人每月只付最低付款額就可以保持信用,不過如果沒付清就需要付比...
2009年通过的Credit Card Act of 2009 规定了如果银行想收取这个over the limit fee,让持卡人 opt in 可以 over the limit。也许出于这个考量,现在大部分银行都不再收取这个 Over the limit fee 了。不过再提醒一次,超过信用卡额度消费之前,再看一次条款,是否收取这个费用。如果万一收取,可是很贵的。
Understanding your credit card limit and how it's determined is essential to responsibly maintain good credit health. Keep reading to learn more.
You’ve applied for a credit card and were approved (congrats!), but that doesn’t mean you have unlimited spending power. It’s important to know your card’s credit limit, which is the maximum amount you can spend on your card. Also important: your available credit, which is the limi...
Although a high-limit credit card doesn’t affect your credit score by itself, having more available credit makes it easier to maintain a lower credit utilization ratio.For example, if you have two credit cards with a total credit limit of $5,000, and your balance is $2,500, your ...
Credit card limits can vary greatly, sometimes by thousands of dollars. So, if you’re granted a $500 credit limit, is that “bad” compared to a $10,000 limit? Or is a lower limit better? Consider these guidelines to help you understand what’s a good credit limit for you. How is...
credit limit [英][ˈkredit ˈlimit][美][ˈkrɛdɪt ˈlɪmɪt]信贷限额;双语例句 1 What do you think her credit limit is?你觉得她的信用卡限额是多少?