信用額度(Credit limit)是指銀行願意通過一張信用卡借給持卡人的錢。 大家平時申請的信用卡按照信用額度來說一般分兩類: Credit card,信用卡。這是指有一個固定信用額度的信用卡。大部分的信用卡都是這種,除了下面這一類的少數卡。銀行允許信用卡持卡人每月只付最低付款額就可以保持信用,不過如果沒付清就需要付比...
如果交易通过,就会发生使用的信用额度超过信用卡本身额度的情况。在2009年之前,几乎所有的信用卡都有这个 Over the limit fee,每笔交易$20-$50费用不等。2009年通过的Credit Card Act of 2009 规定了如果银行想收取这个over the limit fee,让持卡人 opt in 可以 over the limit。也许出于这个考量,现在大部分银行...
line of credit （循环信用额度)和信用卡（credit card)是两种不同的信用产品。它是比credit card 的授信额高的一种贷款方式，当然跟你收的利息也会比credit card的高，所以有急用的时候才考虑用它。Line of credit 没有卡的，你要通过网银、电话银行、柜台使用限额内的信用。credit limit可以是任何...
The idea is that if a cardmember has paid their bills on time in the past, they’re more likely to do so in the future. Ensuring you always make your credit card payments on time is one of the best long-term paths to a higher credit limit....
反对楼上回答。信用卡额度也叫credit limit呀，跟credit line是一个意思。我在信用卡行业做数据分析，...
credit ['krɛdɪt] n. 赊购;赊欠 buy something on credit 赊购某物 They decided to buy the car on credit. 他们决定赊账购买汽车。 n.(借钱偿还的)信用;信誉 credit card 信用卡 credit limit 信用额度 Hercredit is solid. 她的信用是可靠的 ...
例1: What’s the credit limit on your Visa card? 你的维萨卡信用额度是多少? 例2:The store agreed to let him have credit. 商店同意他赊购。 当表示“贷款”、“赊购”或“信贷”时,credit还可以这样使用: on credit Most new cars are boughton credit. ...
Understanding your credit card limit and how it's determined is essential to responsibly maintain good credit health. Keep reading to learn more.
例1: What’s the credit limit on your Visa card? 你的维萨卡信用额度是多少? 例2:The store agreed to let him have credit. 商店同意他赊购。 当表示“贷款”、“赊购”或“信贷”时,credit还可以这样使用: on credit Most new cars are boughton credit. ...
1. Your new credit card has a credit limit of £1,000 You start off with £1,000 of borrowing available for you to use. This credit limit can change over time, but for this example let’s say it doesn’t. 2. Using your credit card reduces your available credit ...