Balance transfer credit cards offer low introductory APRs that can help you pay your balance down faster.
A card with a low balance transfer fee.The lowest available is usually 3%, but there may be cards that don't charge any balance transfer fees at all. However, if you find a card with a longer intro APR period, paying a higher balance transfer fee may be worth it. Just note: You ca...
*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available...
Balance transfers are a money-management strategy that can lead to big savings. Learn about the benefits and negatives of a balance transfer with our guide.
Tips for getting the most out of credit card balance transfers Balance transfer FAQsKey points about: balance transfer credit cards The best credit card for a balance transfer may come with a low introductory APR. Transferring your credit card balance can help you pay off debt faster. Some ba...
You may also find that a card offering a balance transfer has different interest rates specifically for balance transfersafterthe promotional period, so double-check for that, too. What’s the balance transfer fee? It’s common to see a fee of 3-5% of the amount you’re transferring, with...
Balance transfers might seem enticing to take advantage of little to no interest but it’s important to know all the terms. Learn more in this guide.
Put simply, a “credit card balance transfer” allows you to pay off existing high-APR credit card debt with another low or 0% APR credit card, and is typically offered as an option when opening a new credit card. In a way, it can be considered a refinance, as the existing credit ca...
Balance transfer cards have the power to drastically cut your payments with 0% APR. But there's a cost, and rules to follow.
Low intro APRon purchases & balance transfers % Intro APR formonths on purchases and balance transfers; after that, the variable APR will be%-%, based on your creditworthiness.1 Balance transfer fee of either $or% of the amount of each credit card balance transfer, whichever is greater.1 ...