A credit card with a 0% APR offer works like any other credit card, with one key difference: It doesn't charge any interest for the duration of the 0% period. That makes it an effective tool for financing a large purchase or paying down high-interest debt transferred to the card from...
Discover our best 0% interest credit cards and spread the cost of large purchases interest-free for up to 20 months.
Card Details Best for commuters Citi Custom Cash® Card Bankrate score 4.4 Hover to learn moreBankrate review Add to compare Recommended credit score:(670 - 850) Hover to learn moreApply now on Citi's secure siteSee Rates & Fees Purchase intro APR 0% for 15 months on purchases Regular ...
The U.S. Bank Smartly™ Visa Signature® Card offers 0% intro APR on both purchases and balance transfers for the first 12 months, then 18.74% to 28.99% variable APR. It’s not the longest 0% intro APR out there, but if you already bank at U.S. Bank and have at least $5,00...
Intro APR offer:TheWells Fargo Active Cash Cardcomes with 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers (after that, a 19.49%, 24.49%, or 29.49% variable APR applies). Balance transfers made within the first 120 days qualify for an intro trans...
0% APR cards require good card-holding habits like paying your balance on time every month. A 0% APR credit card can be useful for consolidating existing credit card debt or making a large purchase. Such cards offer interest-free periods, which typically range from six months to nearly two...
Citibank offers multiple banking services that help you find the right credit cards, open a bank account for checking, & savings, or apply for mortgage & personal loans.
stretch the payments over a period of six to 18 months, and pay no interest on the unpaid balance. Behold, that dream is a reality when you get a0% intro APR credit card. Eventually, the offer expires, but that’s when many folks look for another card providing a similar promotion. ...
When your card's promotional period ends, any remaining balance will be charged the card's standard variable APR. This is why it's important to use your card effectively during its interest free period.
Bank Cash+® Visa Signature® Card: * Best cash back categories Wells Fargo Active Cash® Card: * Best for flat-rate cash rewards Capital One VentureOne Rewards Credit Card: * Best 0% APR credit card Wells Fargo Reflect® Card: * Best balance transfer credit card Capital One ...