Kenya, Nigeria, and Ghana run a targeted input subsidy program (e.g., fertilizer voucher program) under which farmers who satisfy various essentials,for example, growing targeted crops (usually staple crops), having smallholdings, as well as being situated in specific area, are qualified and get...
We rule out the selection-bias which could explain the correlation between ratings and payment to CRAs as there are many developed countries which pay for ratings (e.g., Austria, Finland, Iceland, Sweden), and many developing countries which do not (e.g., China, India, Kenya, Mozambique,...
New to Credit from U.S.AColtnesrunmaetrivCereDdiattRaeports: Measuring Accuracy and Dispute Impacts Michael A. Turner, Ph.D., Robin Varghese, Ph.D., Patrick D. Walker, M.A. By: Michael A. Turner, Ph.D., Patrick Walker, M.A. and Katrina Dusek, M.A. MaMrchay2200191 RESULTS AND...
Psychometric testing of consumer credit was first conceptualized at the Harvard Business School and later deployed by its Entrepreneurial Finance Lab within several communities across the developing world, namely Ethiopia, Kenya, Nigeria, and Peru (Klinger et al., 2013). In this study, we collected...
farmer cooperative; agricultural credit; peasant household; bank loan; information asymmetry; social capital1. Introduction 1.1. Background Small agricultural producers in developing countries often have little capital to invest in their farms [1,2]. With limited assets of their own and poor ...
bank loan. It is likely that non-member farmers are more dependent on their personal contacts when applying for bank loans. Even if members have no such personal relationships, it can be easier for them to obtain a bank loan thanks to the social capital that they enjoy with the cooperative...
Atieno, R. Formal and Informal Institutions' Lending Policies and Access to Credit by Small-Scale Enterprises in Kenya: An Empirical Assessment; African Economic Research Consortium: Nairobi, Kenya, 2001. 60. Oboh, V.U.; Ekpebu, I.D. Determinants of formal agricultural credit allocation to the...