"The Economics of Credit Cards, Debit Cards, and ATMs: A Survey and Some New Evidence," Journal of Banking and Finance.Scholnick, B., N. Massoud, A. Saunders, S. Carbo, and Rodriguez, F., (2008), "The Economics of Credit Cards, Debit Cards and ATMs: A Survey and Some New ...
Granger Causality TestTheoretically, there exist the mutual development relationships between economics and the consumption with credit card according to other foreign and domestic experts' opinions. But most of their analyzing methods are qualitative,quantitative analysis is less used. So, in this paper...
In this section, we first review the development of the credit card market and credit card use in China. Then, we develop our hypotheses. Data Our data come from the China Household Finance Survey (CHFS) conducted by Southwestern University of Finance and Economics. CHFS adopts the sampling st...
In economics, the demand for money is the aggregate amount of cash that a population chooses to hold in wallets and bank accounts as opposed to saving and investing in mutual funds, certificates of deposits, IRA accounts, gold, houses or any other asset. Credit cards have a small contractiona...
E-commerce transactions, the installed base of credit cards, and the potential mobile E-commerce adoption: Applied Economics: Vol 49, No 1 来自 Taylor & Francis 喜欢 0 阅读量: 16 作者: Gary Madden,Aniruddha Banerjee,Paul N. Rappoport,Hiroaki Suenaga ...
Journal of Banking and Finance (2006) B. Scholnick et al. The economics of credit cards, debit cards, and ATMs: A survey and some new evidence Journal of Banking and Finance (2008) B. Stanhouse et al. A computational approach to the optimal structure of bank input prices Journal of Bank...
In so doing, the specific risk is captured from the bank internal database, and the movement of systemic risk is determined with the regression. This methodology produced motivating results in a 1-year horizon, for a portfolio of customers with credit cards in a financial institution operating ...
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Proprietary Credit Cards in Retail Stores vs. Gasoline Outlets Over the past decade the consumer's choice of how to pay for goods and services at the point of sale has taken on great commercial significance. The cashless/checkless society has not yet arrived, but the use of non-cash ...
Americans are either cutting back on spending or paying down their credit cards, according to new data from the Federal Reserve. The nation’s total revolving debt—mainly credit card debt—grew by $152 million in March, a dramatic slowdown from the $10.7 billion added in February, and the ...