CPF Ordinary Account,简称OA,可用来支付买房首付、还房贷以及支付学费,这里我们主要分享用OA来买房还房贷的细节。 想要了解如何用OA还房贷,就必须先了解什么是Valuation Limit(VL)和Withdrawal Limit(WL),两者都是在使用OA还房贷的过程中会遇到的限制。VL取房屋购买价和房屋当前估值的最低值,WL的数值是VL的120%。...
The modifications to the CPF Act were passed on 14 October 2024, Members aged 55 or above will see their CPF Special Account (SA) shut down starting from January 2025. As announced in Budget 2024, senior workers’ savings in SA are going to be moved to their Retirement Account (RA) up...
CPF概述 CPF一共包括了四个账户,Ordinary Account(简称OA), Special Account(简称SA), MediSave Account(简称MA)和Retirement Account(简称RA,这个在年龄到达55岁之后,系统会自动生成)。每个年龄段,政府要求缴纳的CPF数额占总收入的比重也有所不同,随着年纪的增加,比例不断减少。每个账户的利率也各有不同,比如OA会...
When the Retirement Account is created, the funds in both the Ordinary Account and Special Account's funds are reallocated to the RA. The united funds accrue interest in the Retirement Account till the time of monthly payouts when the CPF member reaches 65. The monthly payouts depend on how...
The modifications to the CPF Act were passed on 14 October 2024, Members aged 55 or above will see their CPF Special Account (SA) shut down starting from January 2025. As announced in Budget 2024, senior workers’ savings in SA are going to be moved to their Retirement Account (RA) up...
The modifications to the CPF Act were passed on 14 October 2024, Members aged 55 or above will see their CPF Special Account (SA) shut down starting from January 2025. As announced in Budget 2024, senior workers’ savings in SA are going to be moved to their Retirement Account (RA) up...