CPF Special Account,简称SA,只可用作退休储蓄,或可用于投资退休相关的金融产品,且只能在退休后取出。新加坡男女性退休年龄均为62岁。由于SA的回报率是保证4%到5%之间,在新加坡储蓄类产品里已经算高的了,小编建议大家对SA账户“无为而治”,不需要使用SA里的钱做投资。 Medisave Account CPF Medisave Account,简称M...
CPF Special Account,简称SA,只可用作退休储蓄,或可用于投资退休相关的金融产品,且只能在退休后取出。新加坡男女性退休年龄均为62岁。由于SA的回报率是保证4%到5%之间,在新加坡储蓄类产品里已经算高的了,小编建议大家对SA账户“无为而治”,不需要使用SA里的钱做投资。 Medisave Account CPF Medisave Account,简称M...
可以用来买CPF授权的保险,比如Dependants' Protection Scheme (DPS),一种对受保人死亡或终身残疾进行最高$46,000赔偿的保险,35岁的保费为每年48元 Medisave Account -- 年利息4% 可以用来支付医疗发生的费用,即医疗储蓄; 可以用来买医疗保险,包括CPF自身提供的医疗保险MediShield 以及CPF授权的Private Medical Insuran...
CPF Interest Rates November 5, 2016Leave a comment CPF accountInterest rates(as at 1 July 2015) Ordinary Account2.5% – 3.5% Special Account4% – 5% Medisave Account4% – 5% Retirement Account4% – 5% Note:Extra interest of 1% is paid on the first $60,000 of your combined balance, ...
The Special, MediSave and Retirement account (SMRA) interest rate is set to increase to 4.14% in the fourth quarter from the previous 4.08% in the third quarter. For CPF members under 55, an additional 1% interest will be given to the initial $60,000 of their combined account balances,...
Ordinary Account(% of wage) Special Account(% of wage) MediSave Account(% of wage) Above 65 12.5 1 1 10.5 What Are the CPF Interest Rates for Different Accounts? The various CPF accounts like SA, OA, MA, and RA accrue different interest rates. As the CPF interest rates are quite conf...
SINGAPORE 1.0BACKGROUND The Central Provident Fund (CPF) was established in 1955 as a compulsory social security savings scheme to provide financial security for workers in their retirement or when they were no longer able to work. Over the years, it has evolved into a comprehensive social ...
The Central Provident Fund (CPF) is a mandatory benefit account providing retirement earnings and healthcare for Singaporeans. Contributions to the retirement account originate from both the employee and the employer. There are three types of CPF accounts: ordinary, special, and medisave accounts....
The InvestQuest View:It is best to execute CPF cash top ups to your SA/MA accounts at the start of the year, to fully benefit from the entire year’s compounded interest. Step 3: Transfer excess balance from Ordinary Account (OA) into Special Account (SA) What is the CPF Ordinary Acco...
increase in MA contribution rates.Table 1: Increase in CPF Contribution Rates for Older Workers* Above 50 to 55 +1 +0.5 +1.5 Above 55 to 65 +0.5 - +0.5*Excluding increase in Medisave Contribution RatesThe increase in employer contribution rates will be allocated to the Special Account. The...