目前,CPF OA账户的利率是2.5%,而SA、MA和RA账户的利率是4%。如果你没有在新加坡生活超过20年,可能会误以为CPF的利率是永远不变的。但实际上并非如此,上一次的调整还要追溯到21年前。 CPF board有一套利率算法,具体如下: OA账户的利率和三大本地银行的存款利率绑定。具体来说,OA interest rate等于80%×一年定...
CPF Interest rate 上图为CPF三个账户的年利率浮动区间。在实际计算中,OA的利息每个季度审核一次,其利率为法定的2.5%,或该季度内本地银行的平均利率,以较高者为准。以2022年第一季度的OA利率为例,这个季度的OA利率为2.5%,因为该季度本地银行的平均利率为0.09%,是低于2.5%的。需要注意的是,OA账户内的首2万新...
interest rate，然后算出来一个数目填进去OA。如果之前动用的总数很少，不到三万，那不可以直接填补OA到...
For CPF members under 55, an additional 1% interest will be given to the initial $60,000 of their combined account balances, with a maximum of $20,000 for ordinary accounts (OA). For those on or above 55, an additional 2% and 3% interest will be given to the initial $30,000 and ...
OA的利息是2.50%p.a., SA和MA 是4.00%p.a., 都比新加坡的银行的利息高。 所以,不买房子的人,大部份都会乖乖地把钱放在CPF局里。 补充: From 1 January 2008, savings in the Special Account, Medisave Account and Retirement Account (SMRA) is pegged to the 12-month average yield of the 10-year...
interest rate. Do notethat you may transfer OA savings to SA, if you are under 55 years old and have less than the prevailing FRS in your SA balance (net of any SA savings withdrawn for CPFIS-SA investments). See thislink for details. What to Consider before you transfer from Ordinary...
CENTRALPROVIDENTFUND（CPF）,SINGAPORE SINGAPORE 1.0BACKGROUND The Central Provident Fund (CPF) was established in 1955 as a compulsory social security savings scheme to provide financial security for workers in their retirement or when they were no longer able to work. Over the years, it has ...
CPF Interest rate 上图为CPF三个账户的年利率浮动区间。在实际计算中,OA的利息每个季度审核一次,其利率为法定的2.5%,或该季度内本地银行的平均利率,以较高者为准。以2023年第四季度的OA利率为例,这个季度的OA利率为2.5%,因为该季度本地银行的平均利率为0.09%,是低于2.5%的。需要注意的是,为了有更多退休储蓄...
The various CPF accounts like SA, OA, MA, and RA accrue different interest rates. As the CPF interest rates are quite confusing, we will help you understand how the interest rate in each account works. Let us look at the prevailing interest rates for all the accounts first in the table...
I've just done the max allowable inter CPF transfer of 9k from OA and SA to RA to maximise RA interest for 2022. The new CPF MA limit is 66k so I'll top up that by 3k this month once my payment from offshore comes in. It appears the contribution limit is still $37,740. Once...