Does Coinsurance Count Toward the Deductible? No. Coinsurance is the portion of healthcare costs that you pay after your spending has reached the deductible. For example, if you have a 20% coinsurance, then your insurance provider will pay for 80% of all costs after you have met the deducti...
regardless of whether you'd already met your deductible for the year or not. Keep in mind that there might be other services performed in conjunction with the office visit, such as lab work, that are counted toward the deductible and