Consumer finance refers to the borrowing, saving, and investment choices that people (i.e., households) make over time. These financial decisions can be complex and can affect financial well-being both now and in the future. Understanding why and how consumers make financial decisions is importan...
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Financial Crisis, today more than any time in history the consumer finance industry must confront a robust and growing body of industry legislation and regulation, all while under the microscope of sophisticated enforcers, like the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission ...
consumer finance 消费金融 消费金融是指消费金融公司向各阶层消费者提供消费贷款的现代金融服务方式,具有单笔授信额度小、审批速度快、无需抵押担保、服务方式灵活、贷款期限短等优势。 由于消费金融涉及面很宽,不仅包括经济和金融,还有营销学、心理学、行为学、社会学、公共政策等等,因而在消费金融领域的研究中,一些术语...
Reed Smith’s consumer finance team provides tailored solutions to transactions, product launches and matters involving key regulators, such as the CFPB and FTC.
Noun1.consumer finance company- a finance company that makes loans to people who have trouble getting a bank loan small loan company finance company- a financial institution (often affiliated with a holding company or manufacturer) that makes loans to individuals or businesses ...
Personal financeRecessionConsumersPurpose – A paradigm shift in consumer confidence has taken place with the worst recession on record forcing people to evaluate their personal and household finances. This paper seeks to explore the extent to which consumer confidence has been tarnished, and how it ...
Ping An’s “finance + technology” and “finance + ecosystem” strategies include five ecosystems: financial services, health care, auto services, real estate services, and smart city services. The establishment of Ping An Consumer Finance intends to empower the consumer finance...
Investing in proven talent strategies to secure your future Home Industries Financial Services The banking industry is reinventing itself. Ongoing digital transformation is leading banks to focus on innovation to prepare for a tech-driven future. With the rise of FinTech and other disruptive technologie...
Types of Consumer Credit in Finance Consumer credit in finance is extended by lenders to enable consumers to make purchases immediately and pay off the balance over time with interest. It is broadly divided into two classifications: installment credit andrevolving credit. Installment Credit Installment ...