Consumer Credit Reporting Reform Act and Welfare Reform Legislation Impose New Obligations on EmployersChristopher K. Ramsey
The Fair Credit Reporting Act limits the use of consumers' credit history such as bill payments and borrowing history. The Financial Modernization Act of 1999, also known as the Gramm-Leach-Bliley Act, establishes protections for personal financial information and requires banks to disclose clearly h...
The Equal Credit Opportunity Act (“ECOA”),15 U.S.C. § 1691et seq.was enacted in 1974 “to eradicate credit discrimination waged against women, especially married women whom creditors traditionally refused to consider for individual credit.”Mays v. Buckeye Rural Elec. Coop., 273 F.3d 837...
“Biometric identifiers do not include information captured from a patient in a health care setting or information collected, used, or stored for health care treatment, payment, or operations under the federal Health Insurance Portability and Accountability Act of 1996.”Id., ¶ 35. The Court, ...
Consider how much data is created and used based on our online behaviours and choices. Converging foundational technologies now enable analytics of the vas
In most instances the TILA does not govern the interest rates a lender may charge, nor does it tell lenders to whom they can or can’t extend credit, as long as they are not violating the laws against discrimination. TheDodd-Frank Wall Street Reform and Consumer Protection Actof 2010 trans...
consumers with high UAI tend to request companies to act socially responsible because they don’t want to face an ambiguous situation in the future. Those individuals living in low uncertain societies are expected to be more reasonable and more tolerant of progress. Found that American businesses ...
The latest survey was conducted in 1996. The PPP exchange rate could therefore distort international comparisons to the extent that relative prices have changed across countries between 1996 and 2000 (our currency base year). Zhang and Son...
Cope, Debra
Increasing effort has been invested in the internationalization of consumer law. Some of the recent huge global consumer law–related scandals (e.g.,