Our deep relationships with top entrepreneurs and investors inform our insights and give us a vantage point unlike any other bank. The views expressed in this report are solely those of the authors and do not necessarily reflect the views of SVB. The material contained in this document, includin...
The detailed report version includes separate information on the following loan types: credit card lending and "other" loans (such as overdrafts and bank loans in cash). Sterling loans to individuals are provided by three main types of organizations: UK-resident banks. They provide monthly cre...
We're buying the recent dips on 2 stocks in the most oversold market in over a year Thu, Dec 19th 2024 Personal Finance Despite APRs that can top 30%, some shoppers still like retail credit cards Thu, Dec 19th 2024 Restaurants Malls are using restaurants to draw consumers, as shopping ce...
close to 1 in 5 credit card holders (19%) report that the limit on one or more of their credit cards has decreased since the pandemic began, according to a new NerdWallet survey. An additional 11% weren’t sure whether their limits...
In the second quarterof 2024, US consumer optimism fell, mirroring levels seen at the end of 2023. Economic pessimism grew slightly, fueled by concerns over inflation, the depletion of personal savings, and perceived weakness in the labor market. These concerns left consumers somewhat conflicted: ...
In December 2024, the Consumer Financial Protection Bureau (Bureau) rolled out a series of important measures aimed at addressing potential misconduct in the credit card industry, improving consumer protections, and promoting transparency and competition in the market. The Bureau’s initiatives come at...
Largest providers of consumer credit in Italy 2023, by outstanding value Consumer loans granted by specialized institutions in France 2013-2019, by type Value of employees loans financed in Italy 2020, by provider Microloans: number of active borrowers in Belgium 2012-2017, by purpose Microloans:...
B2C e-commerce platforms such as tonaton.com, jumia.com, Jumia market, OLX, Carmudi, and Lamudi are gradually gaining roots in the sector. Yeboah (2018) re-echoed that the Mobile Money Interoperability (MMI), which allows online payments and financial transactions promotes e-commerce in Ghana...
Even if they are from verified customers, the reviews cannot be deemed authentic and trustworthy, therefore discrediting the entire system. Summary While much of what was important to consumers in 2022 and 2023 holds today, some themes stand out in 2024. Firstly, it’s more apparent than ...
in countries with a large unbanked population or limited access to credit, marketplace lending platforms can fill the gap in the market and provide much-needed financing to individuals and small businesses. In conclusion, the Marketplace Lending (Consumer) market is growing worldwide due to ...