Another study of US firms also found that risk could be reduced by combining banks with nonbank financial companies, particularly insurance firms (Saunders and Walter, 1994). In addition, combining banking and insurance has been found to have increased competition and diversification in the UK (...
Many companies have restrictions on your total debt balance, types of debt, and where you live. And some are geared toward different credit scores and income ranges. Customer reviews on sites like the BBB and Trustpilot are a good place to look out for red flags and learn what you can ...
Our review of ELFI found two big advantages over most other lenders. First, the ELFI customer support is based in the US and has won several awards. Second, because ELFI is backed by a bank, its rates tend to be more stable than those offered by tech companies like SoFi, and Earnest....