Many drivers choose both comprehensive and collision, or you can opt to do just one or the other. You also may have the option to waive both coverages, depending on whether you own your car or not. Do you need both comprehensive and collision insurance? This answer depends on your ...
The Difference Between Collision And Comprehensive InsuranceNathan Roberson
Collision Coverage Collision coverageis probably themost important coverageyou need to protect your vehicle against physical damage. Some of the most significant damage to your vehicle can come from a collision with another vehicle, tree, pole, or guardrail. Collision insurance will pay the costs of...
Comprehensive insurance won’t cover damages resulting from a collision with another car or object. It also won’t cover damage to other people or their property. Comprehensive insurance will, however, cover damage to your car from many other perils, including fire, flooding, theft, vandalism, ...
Collision and comprehensive motorcycle coverage help protect a bike in different ways. Learn about these types of insurance:
If you didn't have comprehensive insurance in this scenario, your collision or liability coverage wouldn't pay for the damage and you would be responsible for the entire $12,000 loss. Scenario 2 You have a new car and comprehensive coverage with a $250 deductible. While you're driving ...
Comprehensive car insurance is not required by law. It is, however, one of the most common types of insurance car owners add to their policies. Comprehensive car insurance is different from collision coverage. Comprehensive coverage protects your vehicle from damage that is caused by anything other...
Also called other than collision, an auto insurance coverage that helps pay for physical damage to your car resulting from incidents like fire, hail, theft, vandalism, windshield chips and cracks, hitting an animal, or falling objects.
drivers of leased or financed cars are often required to obtain this insurance in order to protect the car owner or lender's investment. Although separate from collision insurance, a driver must typically have collision insurance in order to be able to purchase comprehensive coverage [sources:Allst...
Collision, bodily injury and property damage are the three core components of most auto insurance plans. Although it's not mandatory, you can also choose to purchase comprehensive coverage.