rate可以看成是折现率，Principal amount 就是现值。[金融] 复利.Compound interest 复利;复息;复利息compound annual interest 年复利compound-interest factor 复利因子阿尔伯特·爱因斯坦的一句名言：复息利率是宇宙中最强大的力量.复息利率即“复利”，就是平时我们说的“利滚利”，是指这一期的利...
复利本息的计算公式为: FV=Principal amount *(1+ interest rate)n 在计算现金流的题目时,有些时候会涉及上述概念,这里需要大家理解掌握二者的基本概念。从上述的复利利息公式中也可以看出,FV是未来值,interest rate可以看成是折现率,Principal amount 就是现值。 网校为广大ACCA学生提供免考科目预评估服务,您可以点...
While it’s easier to use a compound interest calculator, you can calculate it on your own by using the following compound interest formula: A = P (1 + [r ∕ n])nt A = the amount of money accumulated after n years, including interest P = the principal amount (your initial deposit)...
Compound Interest A certain amount of money P (principal) is invested at an annual rate r compounded annually. The amount of money A in the account after t years, assuming no with-drawals, is given by$$ A = P ( 1 + \frac { r } { m } ) ^ { n } = P ( 1 + r ) ^ {...
Principle amount Time (in year) Rate (%) Compound intervalYearlyHalf yearlyQuarterlyMonthlyDaily Result What is compound interest? Compound interest is the interest calculated on the initial principal and also on the accumulated interest of previous periods of a deposit or loan. ...
The definition of compound interest In simple terms, the compound interest definition is the interest you earn on interest. With a savings account, money market account or certificate of deposit (CD) that earns compound interest, you earn interest on the principal (the initial amount deposited) ...
Simple interest calculates the total interest payment using a fixedprincipal amount. The interest that is accrued over time is not added to the principal amount. Consider the following example: An investor invests $2,000 in a 4-year term deposit paying simple interest of 12%. ...
One of the most straightforward formulas for interest calculation is the fixed formula: A = (PV(1+i)n - P. In this equation, “A” is the final amount, “PV” is the present value of the principal amount, the “i” is the interest rate expressed as a decimal percentage, “n” is...
Compound interest refers to interest payments that are made on the sum of the originalprincipaland the previously paid interest. An easier way to think of compound interest is that is it “interest on interest,” where the amount of the interest payment is based on changes in each period, ra...
Compound Interest Formula Interest earned = P (1 + i/n)^nt – P In the formula, "P" stands for principal amount, or present value. That’s the starting amount of your savings or the total value of a loan. The "i" represents the interest rate expressed as a decimal (5% = 0.05)....