Mortgage Rates January 18, 2025 Lender Product Rate APR Points 1st Northern California Credit Union 7-Year Fixed 3.990% 4.357% 0.750 1st Northern California Credit Union 10-Year Fixed 4.250% 4.514% 0.750 1st Northern California Credit Union ...
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Today's Mortgage Rates Loan TypePurchaseRefinance 30-Year Fixed7.00%7.18% FHA 30-Year Fixed6.28%7.25% VA 30-Year Fixed6.51%6.48% 20-Year Fixed6.88%7.05% 15-Year Fixed6.16%6.09% FHA 15-Year Fixed6.40%6.09% 10-Year Fixed6.13%6.32%
Today's Mortgage Rates Loan TypePurchaseRefinance 30-Year Fixed7.02%7.14% FHA 30-Year Fixed6.28%6.29% VA 30-Year Fixed6.54%6.46% 20-Year Fixed6.98%7.08% 15-Year Fixed6.25%6.08% FHA 15-Year Fixed6.40%6.09% 10-Year Fixed6.31%6.38%
Mortgage and refinance interest rates vary based on loan term, type and other factors. ProductInterest RateAPR 30-Year Fixed Rate7.00%7.04% 20-Year Fixed Rate6.92%6.97% 15-Year Fixed Rate6.32%6.39% 10-Year Fixed Rate6.19%6.25% 5-1 ARM6.54%7.26% ...
Are Higher Mortgage Rates on the Way? Kamala Harris needs to Explain Failure to Prosecute Mnuchin Before She can Run in 2020 See All Mortgage Articles Mortgage Purchase Conforming » Mortgage Purchase Jumbo » Mortgage Refinance Conforming » ...
As interest rates fall, you might choose torefinance your mortgageto a new loan at a lower rate. The process isn’t much different from your original mortgage application, and you’ll likely pay less in closing costs this time around compared to when you first bought a home. ...
TODAY'S RATES See All Mortgage 30-year fixed-rate 6.79% (-0.13) 15-year fixed-rate 6.09% (-0.11) 30-year fixed-rate jumbo 6.84% (-0.11) 5/1 ARM 6.19% (-0.37) 10-year fixed-rate 5.93% (-0.25) Refinance 30-year fixed-rate refinance ...
TODAY'S RATES See All Mortgage 30-year fixed-rate 6.79% (-0.11) 15-year fixed-rate 6.11% (-0.07) 30-year fixed-rate jumbo 6.88% (-0.07) 5/1 ARM 6.32% (-0.36) 10-year fixed-rate 6.01% (-0.14) Refinance 30-year fixed-rate refinance 6.79% (-0.13) 15-year ...
Debt-to-income (DTI) ratio:The amount of your mortgage payments and total debt payments compared to your income. A higher DTI ratio may mean higher interest rates and costs. Type of loan:Purchase versus refinance, an adjustable rate versus fixed rate, or cash-out refinance versus rate-and-...