Recently, an old milk box in the countryside I saw brought back my childhood memories. I took it home and planted it on the back porch (门廊). Every so often my son’s friends will ask what it is. So I start telling stories of my boyhood, and of the milkman who brought us friend...
Life insurance can help you protect your family after you’re gone, which means that policies pay out after you die. This money will usually be paid to the deceased’s estate and then managed through probate, unless the policy is written into trust with a named beneficiary in which case a...
General wear and tear: This includes breakdowns of your home appliances and problems with electronic equipment. Accidental damage: Some home contents insurance policies will not cover accidental damage. You can decide whether you want to add it on to your policy if this is the case. Accidental ...
In addition to public administrations and public managers, there is increasing interest in studying citizens’ interactions with and views toward government from a comparative perspective in order to put theories to the test using cross-national surveys. However, this will only succeed if we adequately...
Living in a district, one is inclined to identifyoneself withtheinstitutions or things of that district, and this is as natural as one identifiesoneself withone's own name. legco.gov.hk legco.gov.hk 我們每㆒個㆟住在㆒個區內,就會認為區內有㆒些基本和直覺的事 物是屬於我們自己的,例如...
Some people choose to place their life insurance in trust – you can talk to a financial adviser about doing this. This will ensure that the payout is kept separate from your estate so it’s not subject to inheritance tax. And your beneficiaries are likely to get faster access to the pay...
In most instances, customers can realistically reach download speeds of up to 1Gbps on these networks and, because fewer people will be using the private telco network infrastructure compared to NBN, these speeds can remain more consistent. The main downside to private telco networks is their curr...
Every home insurance policy has an excess. This is the amount of you will need to pay towards any claim you make. The total excess is made up of a compulsory excess and a voluntary excess. The compulsory excess is an amount set by the insurer, whereas the voluntary excess is an amount...
Nov. 28, 2024: Ontario will have to wait to find out the Court of Appeal's decision regarding the province's plans to pair daily fantasy contestants and poker players with competitors abroad. Nov. 27, 2024: Canadian lotteries push back against Ontario's plan for global liquidity among onlin...
Some people choose to place their life insurance in trust – you can talk to a financial adviser about doing this. This will ensure that the payout is kept separate from your estate so it’s not subject to inheritance tax. And your beneficiaries are likely to get faster access to the pay...