On October 24, 2023, the Office of the Comptroller of the Currency, the Federal Reserve Board, and the Federal Deposit Insurance Corporation issued a final rule to strengthen and modernize regulations implementing the Community Reinvestment Act (CRA) to better achieve the purposes of the law. The...
Christopher Waller said he supports the final rule update that “continues to support community reinvestment as required by law while providing more clarity to banks on the criteria needed to comply with the CRA.” Michelle Bowman said she opposes the the rule because it ov...
The Community Reinvestment Act is a federal law that encourages lenders to meet the credit needs of the communities in which they are located.
Community Reinvestment Act Final Rule: Will the FDIC Eventually Adopt the New RegulationsGOLDMAN, KEVINNorth Carolina School Banking Institute Journal
UMB Bank, NA 2023 CRA Disclosure Statement UMB Bank, NA 2022 CRA Disclosure Statement HMDA Disclosure Statements Home Mortgage Disclosure Act Notice The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ...
The Community Reinvestment Act (CRA) of 1977 encourages banks to help meet the credit needs of the communities in which they do business, including low- and moderate-income neighborhoods. Fifth Third is proud to achieve an "Outstanding" CRA rating from the OCC in our most recent Performance ...
At Atlantic Union Bank, we are committed to meeting the guidelines of the Community Reinvestment Act. Learn more about our efforts and how we are making a positive impact.
21 November 2023Washington, DC, United StatesRevamped CRA presents notable challengesFinalization of an updated Community Reinvestment Act (CRA) represents a sea change for lenders that will require significant adaptation, according to experts at Wolters Kluwer. In a recent press release, the company ...
Associated Bank is pleased to provide this information for public inspection under the Community Reinvestment Act (CRA). Interested parties can review the data provided and produce hard copies of documents as needed. Associated Bank is able to provide hard copies of these documents; however, please...
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