"Unfortunately, there are several myths about what does or does not impact your credit history and score. Clearing up these misconceptions can help people make better decisions."Chan frequently hears five common beliefs about credit history and credit scores that are false.* Checking my own credit...
The whole point ofbuilding an emergency fundis to help you avoid taking on new debt in a crisis. If you rely on credit cards instead, it can lead to high-interest debt that's difficult to pay off, especially on a fixed retirement income. It can alsoaffect your credit score, which can...
4.If you want to buy a house, yourcredit scoreneeds to be excellent. 5.You can’t qualify for a mortgage if you have student loans. 6.All lenders will give you the same deal. 7.You have to have a real estate agent. 8.You should find a house you want, then apply for a loan....