If your company has property in a high-risk area or a particular area that is known for natural disasters or crime, your premium will also be higher. Auto Insurance Policy If you or your employees use vehicles for business and get into an accident on the road, your auto limits can quickl...
Commercial general liability (CGL) insurance is a type of policy that provides coverage to a business for bodily injury, personal injury, and property damage arising from the business’s operations, products, or injuries that occur on the business’s premises.1 Commercial general liability insurance...
Business interruption insurancecompensates a businessfor its lost income due to events that cause a disruption to the normal course of business. It's typically added as a rider to a property insurance policy or as part of a business owner's policy. Policies may also include acivil authority p...
Bundle your insurance policies:A Business Owner’s Policy (BOP) packages common liability and property insurance plans into one policy. Investing in a BOP can save your business money while still offering comprehensive coverage. Minimize your risks:Managing the risks and vulnerabilities of your busines...
Commercial property insuranceshall cover the replacement cost of the property insured. Commercial property insuranceOurcommercial property insuranceproducts consist mainly of basic insurance, comprehensive insurance, all-risk insurance, machinery breakdown insurance and business interruption insurance. ...
You’ll find that the coverage reflects what’s covered under your business liability insurance policy. A commercial umbrella liability policy will generally cover: Building, work equipment, and other business property damage Medical bill expenses, attorney fees, and damages stemming from a lawsuit ...
Here, we argue that the commercial for-profit insurance companies act more like a memory-less system in a way that the premiums paid by the policy holders during one accounting period will be of no avail to them during subsequent periods, although the excess premiums earned in the previous ...
Our Real Estate and commercial Property insurance has been created to cater for all investors in real estate, whether you rent out a single property, or those with a significant property portfolio. Specifically designed to manage the potential risks you could face, the expertise of our real estat...
Embroker’s Commercial Package Policy includes premium Commercial Property Insurance, General Liability Insurance, and Business Interruption Insurance.
Insurance That PutsYouFirst At the Donigan Insurance Agency, we’ve helped thousands of people like you find the insurance policies they need to protect their families, businesses, and property. We’re known for our integrity, experience, and affordability. Whatever the future holds, we’ve got...