The present paper addresses the problem of interest rate risk in Indian commercial banks. GAP analysis model is used to measure the interest rate risk for the period 2008- 09 to 2010-11. The interest rate risk arises from timing differences in the repricing of banks' assets and liabilities ...
Initial Ratemeans each rate of interest to be paid in an Initial Period as set forth in the Certificate. ANNUAL RATEADJUST: MONTHLY P&I : 1,761.04 OUTSIDE CONV DATE : LIFETIME RATE : 8.00000 MATURITY DATE : 03/01/27 CURRENT INT RATE: 8.00000 PRODUCT CODE : 002 LTV : 74.88200 --- ...
In Asia Pacific, there is about US$257 billion in outstanding senior debt set to mature, coupled with the emergence of a US$8.4 billion funding gap—the shortfall between the original secured debt amount originated and the amount available for refinance at loan maturity—between 2024 and 2026.16...
Accordingly, the remainder of the paper is structured as follows: the “Literature review and hypothesis development” section gives a summary of the theories of CS literature, and this part derives research hypotheses on possible variables that could affect CS based on theoretical and empirical findi...
The maturity period of commercial paper lies between 30 to 270 days. It is sold at a discount but redeemed at its par value. There is no well-developed secondary market for commercial paper; rather they are placed with existing investors who intend to hold it till it gets matured. ...
[58]. The overall results showed that the application of biofertilizers slightly modified the soil microbial community composition after 162 DLD; probably because the treatments were not strong enough to overcome the natural resistance of the soil native microbiota. However, the short period from ...
Traditionally, loan syndication was practiced in Europe. Euro syndicated loan is usually a floating rate loan with fixed maturity, a fixed draw down period and a specified repayment schedule. One, two or even three banks may act as lead managers and distribute the loan among themselves and oth...
The maturity period cannot be exceeding 12 months and the company must repay it form cash flow. Accounts receivables and inventory can be collateral for the loan. Contract loan programmed, is another short-term loan guarantee, but it is designed to finance the cost of labor and materials ...
maturity gap ratiobank grouprate sensitive assetsrate sensitive liabilitiesSound ALM practices ensure the stability and liquidity of banks, thus enhancing the profitability. ALM is a mechanism to address the risk faced by banks due to mismatch in assets and liabilities. In the context of India, ...
maturity gap ratiobank grouprate sensitive assetsrate sensitive liabilitiesSound ALM practices ensure the stability and liquidity of banks, thus enhancing the profitability. ALM is a mechanism to address the risk faced by banks due to mismatch in assets and liabilities. In the context of India, ...