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This is because in August of 2019, the Workers’ Compensation Insurance Rating Bureau (WCIRB) voted to lower Workers Comp Pure Premium Rates by an average of 5.7% below the rates of 2019. In 2019 Rates were down 23.5 percent compared to what businesses paid in 2018. This year marks the ...
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Exterior walls, floors, and roof of masonry or fire-resistive materials with a fire resistance rating of at least 2 hours.* 5 Types of Insurance for Joisted Masonry Every Masonry Business should have consider the follow types of insurance ...
They are flexible enough to cater to most company needs and are often priced using a deficiency point rating system. Understanding a Commercial Output Policy (COP) Sometimes standard commercial property insurance, which covers a company’s real estate and equipment from such perils as fire, theft,...
while those made of fire-resistant materials could earn a discount. Additions to an existing structure might affect a fire rating, so it's a good idea to talk to an agent or insurance company before remodeling. Internal structural elements can also change a fire rating. Using wood partitions,...