A healthy combined ratio in insurance sectors is generally considered to be in the range of 75% to 90%. It indicates that a large part of the premium earned is used to cover the actual risk. Formula The formula used for combined ratio calculation is represented as below: Combined Ratio =...
The combined ratio is a measure of profitability used by an insurance company to indicate how well it is performing in its daily operations.
The loss ratio is a ratio which is calculated to find out the loss incurred by the insurance company in comparison to the premium money received. Whereas the combined ratio is a ratio which finds out the total loss incurred along with the expenses made by the insurance company in comparison ...
Formula and Calculation of the CLTV Ratio A CLTV ratio is calculated by dividing the amount of all loans on the property, including the one you are applying for, by its value. It is expressed as a percentage. In general, lenders are willing to lend at CLTV ratios of 80% and below t...
Using data from a comprehensive EHR system (EpicCare) in an ambulatory care practice for 11 years with over 1 million patients, we evaluated the prevailing adherence metrics (e.g. medication possession ratio, proportion days covered). However, these metrics cannot be estimated when a patient ...
%), segmental lean analysis, segmental fat analysis, weight control (kg), waist-hip ratio (W-H ratio), visceral fat level (VFL), and research parameters (fat-free mass in kg, basal metabolic rate—BMR kcal day−1, obesity degree, recommended calorie intake per day), and InBody score...
It can be seen from Equation (1) that the main factors that change the shear load are the area extraction ratio, the inclination of the layered ore-body, and the in-situ stress ratio, which control the evolution path of the pillar stress state. 3.1. Stress Path Controlled by Area Extract...
Lappaconitine (LA) is the main bioactive component found in the roots of wild Aconitum spp.; this compound is classified as a representative C18-diterpenoid alkaloid and is listed in the Chinese Pharmacopoeia.1 The molecular structure of LA is shown in Figure 1 and the molecular formula is C32H...
More in-depth computational work is required to give an accurate instantaneous experimental identification of the collector’s efficiency. The collector efficiency is defined as the ratio of useful heat recovered from the collector water per unit of aperture area to the irradiance. It, therefore, ...
PMFP has the lowest sensitivity indicator at 5% of the system performance compared to 9% for AP, while the 17% sensitivity ratio indicator recorded for GWP is between the lower and the upper limit. Emissions from the capture processes and materials (e.g., activated carbon, MEA input) ...