英文: Collateral, such as property or investments, secures the repayment of traditional loans.中文: 担保,就是那些财产或投资,以保证你能偿还传统贷款的东西。英文: They also use requisitioned land as collateral for bank loans, adding to the potential woes of a banking system in which risk is ...
We conclude that the changes in the rules have indeed reduced Norges Bank's risk, and that the rules still provide for adequate borrowing facilities.Bakke, BjørnSandal, KnutSolberg, IngridEconomic BulletinBakke, Bjorn, Knut Sandal and Ingrid Solberg (2008), Collateral for loans from Norges ...
Education loans are widely taken by hundreds of students every year to fulfill their dreams of studying abroad. The process of getting an education loan includes many steps and there is all this bank, loan jargon that needs to be clarified. We all come across terms like co-applicant, moratori...
security是“借钱的抵押品”,柯林斯解释为If something is security for a loan, you promise to give that thing to the person who lends you money, if you fail to pay the money back.。 如: The central bank will provide special loans, and the banks will pledge the land as security....
How to Use Property as Collateral for Loans. When you use your property as collateral for a loan, the property secures your debt for the bank. If you fail to repay the secured personal loan according to the established terms, the bank has the right to seize the collateral and sell it to...
She put her house up as collateral for the bank loan Mortgage A legal agreement by which a bank, building society, etc. lends money at interest in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt...
interest on those items. For example, the FHLB, FRB, and the bank may identify consumer loans – credit card, auto and other non-RE loans to households – as an asset category the bank will use to establish discount window borrowing capacity and for which the FHLB relinquishes its blanket ...
If creditors are able to commit, then the equilibrium arrangement is more likely to feature forebearance lending by specifying a lower level of liquidation (or roll over all of the loans) relative to the expost efficiency criterion for each realization of the interim signal. The key is that ...
Secured personal loans:Usually, you don't need collateral for apersonal loan. But some lenders will allow you to put up an asset as collateral if you have poor credit and otherwise wouldn't qualify for the loan (or qualify with terms you'd find unacceptable). Some examples of lenders that...
Collateral is a valuable asset that a borrower pledges as security for a loan. For example, when a homebuyer gets a mortgage, the home serves as the collateral for the loan. For a car loan, the vehicle is the collateral. A business that obtains financing from a bank may pledge valuable...