目前在学习医疗保险业务,但是对于有些术语的概念还是不太清楚,急盼医保方面的大人指点迷津!Copay(Copayment),Deductible,Coinsurance:我大概知道,这三个词都是指保险中需要承包人自己掏钱的一部分,但是不知道具体的区别在哪里.我会追加的30-50分,但是别不懂装懂误导我!
What is copayment? A Medicare copayment refers to an out-of-pocket payment that you are responsible for paying at the time you receive a Medicare-covered service. It is a flat fee that a Medicare Advantage plan, with or without prescription drug coverage, or a stand-alone Medicare Part D...
Coinsurance vs Copay In health insurance, coinsurance is similar to the idea of a co-payment or copay, except that the coinsurance amount is expressed as a percentage of the claim, while a copay is expressed as a specific amount. For example, let's say you need to see a doctor for...
coinsurance is not the same as copay. A copay is a set figure you're charged for prescriptions, doctor visits, and other types of health care—generally at the time of service. Your copay applies even if you haven't met your deductible yet. Coinsurance is the percentage of costs of th...
The patient balance in a claim statement may include all the following except___. A、the deductible B、the coinsurance C、the copayment D、the premium 点击查看答案进入小程序搜题 你可能喜欢 下列那些不属于二方连续纹样骨骼结构( )。 A. 散点式 B. 穿插是 C. 波浪式 D. 直线式 点击查...
When using a hospital emergency room, a copayment may be required. In contrast, coinsurance in health insurance is a percentage above thedeductibleof a medical service that the insured pays. The amount due will depend on how much the service costs. Coinsurance is often stated as a pair of ...
The examples above assumed no deductible. If there was a deductible, the deductible amount would reduce the insurance company's claim payment, and the owner would be responsible for paying that amount out of pocket. Coinsurance clauses are also found in business interruption policies. These clause...
• Copay is a set amount, whereas coinsurance payments are charged as a percentage and varies depending on the cost of the procedure or costs of additional issues and complications. Further Reading: 1.Difference Between Deductible and Out of Pocket Maximum ...
They are usually paid before deductibles. Your plan determines whether your co-payment counts towards the deductible.After meeting their deductible, people pay a percentage of the treatment cost determined by their insurance plan for medical services and procedures. The remainder of the proportion is ...