Missed Last Week’s Healthcare.com Roundup? Here’s what happened: This week’s series covers:... January 21st, 2025 ByMichael LaPick The Evolving Role of AI in Health Insurance Part 1 A Healthcare.com Series: Part 1 – Current Landscape of AI in Utilization... ...
Coverage through a spouse’s plan: If it is available to you, having your spouse add you to their employee-sponsored health plan can be one of the easiest and most affordable ways to replace your health insurance. The Affordable Care Act Health Insurance Exchange: When you lose or leave a ...
COBRA was signed into law by President Ronald Reagan on April 7, 1986. It was designed to help workers and their families maintain health coverage during times of change, such as losing a job. Thislaw provides a temporary way to keep employer health insurancewhile transitioning to other coverag...
COBRA extends only group health insurance benefits. It does not extend disability, long-term care or life insurance benefits. Extensions of otheremployee benefitsat employment termination are matter ofcontractual agreementbetween employers and employees or employers andunions. ...
conditions. Other issues to consider in relation to termination of coverage include Health Insurance Portability and Accountability Act (HIPAA) requirements, Employee Retirement Income Security Act (ERISA) provisions, and beneficiary options for converting COBRA coverage to an individual health care policy...
You have been employed and covered under your employer’s healthcare insurance. The insurance plan has been effective on more than 50% of the employer’s business days the previous year. You have been laid off or fired, retired, quit, or had your hours reduced to the point that your empl...
health plan. An individual plan is one you purchase from an insurance broker, company, or through a regional or national health insurance marketplace. You are eligible for special enrollment under the Affordable Care Act (ACA) if you lose your employment and any associated health insurance. ...
, and vision care. Government COBRA prerequisites just apply to work-related group health plan coverage. They don't have any significant bearing on individual or association health insurance policies, and they don't matter to any non-medical advantages through the business, like life insurance....
Short-Term Health Insurance:These plans are for a short time and usually cost less, but they don’t cover as much as other plans. They often don’t cover health problems you already have. Looking into these options might help you find health insurance that fits your needs and budget better...
Healthy individuals can explore the option of a low-costhealthcare discount plan. But these plans don't count as insurance coverage, which can make it difficult to get health insurance in the future since signing up for one of these plans means that insurance coverage is considered to have be...