COBRA allows individuals and their families to continue group health insurance benefits after certain life events. This federal legislation applies to employers with at least 20 employees on more than 50% of their typical business days in the previous calendar year. Coverage becomes available when qua...
2009, and applies to Pennsylvania employers with at least two but less than 20 employees on a typical business day during the preceding calendar year. These employers currently are exempt from health care continuation obligations under COBRA, the federal...
Employers with at least 20 full-time workers are generally commanded to offer COBRA coverage. The working hours of part-time workers can be clubbed together to make a full-time-equivalent worker, which chooses the general COBRA applicability for the business. COBRA applies to plans presented by ...
Employers Covered By COBRA Consolidated Omnibus Budget Reconciliation Act (COBRA) coverage applies to employers with 20 or more employees. However, calculating the number of employees can be a complex matter based on such issues as full- or part-time employment, changes in workforce numbers over ti...
Who is required to offer COBRA? COBRA is generally subject toprivate-sector employerswith at least 20 or more employees. These employees typically work at least 50% of business days from the prior calendar year. This means even part time employees may qualify for COBRA coverage. ...
Employers with 20 or more full-time staff members are required to give employees the option to obtain COBRA coverage. The working hours of multiple part-time employees can be grouped together to equal one full-time employee when determining an employer’s COBRA applicability. COBRA applies to any...
COBRA, short for The Consolidated Omnibus Budget Reconciliation Act, is designed for employees, their spouses, and dependent children who’velost their employer-sponsored health benefits. It applies to companies with 20 or more employees, offering the same health coverage for up to 18 months, and...
Group Health Plans Subject to COBRA COBRA generally applies to all private-sector group health plans maintained by employers that have at least 20 employees on more than 50 percent of its typical business days in the previous calendar year. Both full- and part-time employees are counted to dete...
Employers with 20 or more full-time-equivalent employees are usually mandated to offer COBRA coverage.5The working hours of part-time employees can be clubbed together to create a full-time-equivalent employee, which decides the overall COBRA applicability for the employer. COBRA applies to plans ...
In addition to the federal regulations, many states have their own laws that govern the continuation of health coverage after a qualifying event. For example, while federal COBRA generally applies to firms with more than 20 employees, some states mandate COBRA coverage to firms with as few as ...