The Partner NBFCs/HFC should be registered with RBI/National Housing Bank (NHB) and governed by extant regulations of RBI/NHB. The Bank shall not enter into co-lending arrangement with its group company / promoted entity. A detailed note, post assessment and evaluation of the potential partner...
especially NBFCs with a smaller stake, to undertake proper due diligence. The RBI is also concerned about NBFCs’ high lending rates and the overall viability of the co-lending business model. It is exploring alternative risk-sharing structures that encourage ...
D. A NBFC will generally be placed under PCA Framework based on the audited Annual Financial Results and/or the Supervisory Assessment made by the RBI. However, the RBI may impose PCA on any NBFC during the course of a year (including migration from one threshold...