IRA CD Rates Account TypeMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield 18 Months $500.00 4.38% 4.47% 3 Years $500.00 1.05% 1.05% 5 Years $500.00 1.25% 1.26% 18 Month Variable Rate1 $500.00 4.44% 4.53% Rates effective as of December 20th, 2024. Early withdrawal penalt...