Virtually all liability policies fall into one of two categories: occurrence or claims-made. An occurrence policy covers claims resulting from an injury or another event that occurs during the policy term. Coverage depends on the timing of the event. A claims-made policy covers claims that are ...
Claims-made policies require that claims be filed during policy periods, whereas occurrence policies allow an unlimited filing time but stipulate that injuries must occur while policies are in force. Occurrence and personal injury are similar, but the latter requires that injuries be intentional, not...
Some insurance companies offer limited versions of the claims-made policy, known as the claims-made and reported policy, which covers claims made against the insured and reported within a policy period. Occurrence policies cover the insured for claim events occurring during the life of the policy ...
Occurrence policies do not provide coverage for prior acts. They do remain available for claims that arise years after they have expired. If an accident or event occurs during the term of an occurrence policy, that policy must respond to any future claim. A claims-made policy may reach backwa...
It outlines the characteristics and coverage of the occurrence liability policy where covered event must take place during the policy term and the claims-made policy where retroactive date is a negotiable term. It also notes the minimum standards for the claims-made policies and the insurance ...
Due to the frequent occurrence of natural disasters in Florida, owning property comes with significant risks. The damage to your home or business can easily lead to you losing not just your investment, but also your standard of living. It is often difficult to determine when you need legal he...
Concurring with Javier – This is one of the illogical claims ever made by the climate scientists. Natural variability has been the rule for 100million years, but some how stopped for the last 170 years resulting in the conclusion that all the warming since 1850 is man made!
First, sociopolitical claims are often made through stylized terminology (e.g., “netzero carbon”) and so may be easier to capture than constructs that are not stated explicitly such as culture or exposure. Second, they can be expressed both as approval (e.g., “we fully support gender ...
27 is a skip-gram-based model that can capture the co-occurrence information between medical visits. Med2vec is able to learn semantic meaningful and interpretable medical code embedding, which can benefit the predictive tasks and provide clinical interpretation. BioBERT21, is a pre-trained ...
The presenters pointed out that we are in a new age ofcomplex catastrophe claims.The heart of those claims is determining cause and origin, they said. That is whey in their judgment there are separate insurance policies for wind and for flood. (Or, actually, wind vs. water.)See generally...