Here’s how that used to work: When a wife reached FRA, she would file for Social Security benefits, with the husband claiming his spousal benefits. Then the wife would request the SSA to suspend her benefits. While her benefits were suspended, she would have accrued delayed credits, increas...
“However, you’ll be required to pay back any benefits you received.” Kemp advises contacting the SSA by telephone and claiming remorse as the reason for your request. “The SSA will send you a letter with the sum to pay back, along with payment methods,” Kemp notes. Although you ...