It's also important to note that if your spouse dies, you would file for survivor benefits, not spousal benefits. And if you were born before that 1954 cutoff date, you might have other strategies available to you as a spouse. The details You may know that your own Social Security benefi...
One thing to keep in mind is that it never pays to wait past your full retirement age to start taking spousal benefits. That’s because spousal benefits don’t get the same increase from FRA to age 70 as a primary benefit does. Social Security Spousal Benefits FAQs Sponsored...
Here’s how that used to work: When a wife reached FRA, she would file for Social Security benefits, with the husband claiming his spousal benefits. Then the wife would request the SSA to suspend her benefits. While her benefits were suspended, she would have accrued delayed credits, increas...
2. You can't remarry and claim ex-spousal benefits, but it's fine if your ex does To claim benefits based on the work history of an ex-spouse who's still alive, you're not allowed to remarry. However, it doesn't matter if your ex-spouse has remarried. You can still ...
If you were the high earner in your family, your spouse may be relying on your earnings record for their Social Security benefits. The good news is thatspousal benefitsare entirely dependent on when your spouse claims. If your spouse waits until their full retirement age, they can receive up...
Claiming Spousal Benefits.Answers are presented to questions related to drawing Social Security benefits, combining individual retirement accounts (IRAs), and making a charitable contribution from an IRA.Wall Street Journal - Eastern EditionBauernfeind...
Second, the husband might claim earlier if he’s much younger than his wife. For instance, if the husband is four years younger than his wife and he delays benefits until age 70, his wife wouldn’t collect spousal benefits until age 74—which means she would miss out on 12 years of be...
But even if you divorced at 50 and you're now 75, you could still be eligible for divorced spousal benefits if your ex passes away, according to Elsasser. That is provided you did not remarry before age 60. If that's the case, you should reach out to the Social Security Administra...
Robert Powell answers a reader's question on how to figure out which complicated Social Security claiming strategies to use.
Answer:Social Security representatives aren’t supposed to give people advice about when or how to claim their benefits. But ideally they would offer correct information about your options. Congress did away with most people’s ability to switch from a spousal benefit, ...