Reasons We Like Citizens BankYour One Deposit Checking account includes a $5 Overdraft Pass. If you make an overdraft of $5 or less, Citizens Bank won't charge you for the overdraft. This could save you a significant amount of money for a small financial mistake. You can set up ...
Citizens Bank, N.A. Member FDIC Annual Percentage Yield (APY) 4.15% APY Minimum balance $0.01 Monthly fee None Maximum transactions None Excessive transactions fee None Overdraft fees $0 Offer checking account? Yes Offer ATM card? No Strong APY Low minimum balance required No monthly fees No ...
National average APY How do we get this data? Bank fees FeeCharged? Overdraft fee$10 Non-sufficient funds feeNone Monthly maintenance fees$0 - $25 Out-of-network ATM fee$2.50* Excessive transaction fee$3 *The first five ATM transactions are free when an out-of-network ATM is used. ...
You have had an overdraft, an over-limit item, or an item returned for insufficient funds with respect to any Citizens Bank account during the current or 3 prior calendar months. Any of your accounts with Citizens Bank are not current or are not in good standing. Processing of Transfers Out...
Once the funds run out, your child can't use it. This eliminates the risk of overdrafts and teaches financial responsibility. It's free with the Prestige or Premier checking accounts. You can enroll in Overdraft Protection. First Citizens Bank offers a variety of choices to help you with ...
The lawsuit is part of multidistrict litigation involving more than 30 different banks entitled In re Checking Account Overdraft Litigation, case number 09-cv-02036, is pending before U.S. District Judge James Lawrence King in Miami. Citizens Bank is part of Citizens Financial Group which, throug...
Citizens Bank is a large regional bank in the Northeast, Midwest, Florida and the Washington, D.C., area with a network of free ATMs and branches. Its rates on savings are low, and overdraft fees are high. But the bank can be a convenient, cost-effective choice for basic checking and...
Nearly 1,200 branches and 3,300 ATMs across the bank’s service area. Nonprofit organizations can open an interest-bearing checking account. Cons Citizens Bank isn't part of a nationwide ATM network and customers are charged $3 for each use of an out-of-network ATM. High overdraft fees co...
Checking 3.0 Mobile App 4.5 Customer Service 3.0 5-point scale (the higher, the better) Pros and Cons Low opening deposit on some accounts Monthly fees can be waived Overdraft protection available Low APYs Only available in 23 states Bottom Line Full-service bank with waivable fees and low...