However, by ensuring a positive credit history, stable income, and responsible account management, you can improve your chances of approval. Now that you understand the eligibility factors, let’s move on to the next step – gathering the necessary information to request a credit limit increase ...
Payment History: A cardholder’s history of making timely payments can impact the interest rate on their Citibank credit card. Consistently paying the full statement balance on time can reflect positively on the individual’s creditworthiness and may lead to more favorable interest rates. U...