The balance transfer card has a lower intro rate than your existing card or loan.Balance transfers can make sense if you can reduce your interest rate (also known asannual percentage rate, or APR). Aim to find a
Balance Transfer (4) Cash Back (4) No Annual Fee (19) Retail (11) Offers available if you apply here today. Offers may vary and these offers may not be available in other places where the cards are offered.Read more Explore Featured Cards ...
Balance Transfer (4) Cash Back (4) No Annual Fee (19) Retail (11) Offers available if you apply here today. Offers may vary and these offers may not be available in other places where the cards are offered.Read more Explore Featured Cards View all 24 cards Citi® Diamond Preferred...
Showing 24 cards Most Popular Special Offers Balance Transfer No Annual Fee Travel Rewards All Rewards Cash Back AAdvantage Business Citi Strata Premier℠ Card 60K bonus points after qualifying purchases2 Earn ThankYou® Points on everyday and travel purchases.2 Annual hotel benefit...
Balance Transfer (5) Cash Back (4) No Annual Fee (21) Retail (11) Offers available if you apply here today. Offers may vary and these offers may not be available in other places where the cards are offered.Read more Explore Featured Cards ...
Offers available if you apply here today. Offers may vary and these offers may not be available in other places where the cards are offered. Read More Browse Our Card Categories View and Compare Cards Rewards Travel 0% Intro APR Balance Transfer Cash Back Business Less Categories Most Popular ...
Most Popular Special Offers Balance Transfer No Annual Fee Travel Rewards All Rewards Cash Back AAdvantage Business Citi Strata Premier℠ Card 60K bonus points after qualifying purchases2 Earn ThankYou® Points on everyday and travel purchases.2 Annual hotel benefit2 $95 Annual Fee...
Minimum interest charge – $0.50. Fee for foreign transactions – None. Cash advance fee – either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee – either $5 or 5% of the amount of each transfer, whichever is greater.Offer availability...
Helpful resources Best Credit Cards of 2025 Best Cash Back Credit Cards Best Travel Credit Cards Best Balance Transfer Credit Cards Find the right credit card for you. Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we...
The Wells Fargo Reflect Card has a higher balance transfer fee of 5% of each transfer with a $5 minimum (compared to the Citi Simplicity's 3% intro balance transfer fee), but it offers a much longer intro-APR for purchases. Neither card offers rewards or many other benefits, so if you...