In a healthcare system based on managed competition, health insurers are intended to be the prudent buyers of care on behalf of their enrollees. Equally, citizens are expected to be critical consumers when choo
In 2024, the State of California provided their own funding for Silver Plan CSRs which eliminated deductibles on all of those plans. In 2025that funding was increasedso households with income above 250% can also choose a zero deductible Silver 73 plan. Probably worth noting here, a Silver pla...
Tips for Choosing the Best Dental Insurance Company When it comes to dental health, everyone has different needs and concerns. However, most people are generally looking for a dental insurance company with a good reputation, affordable dental plans, and coverage for a range of treatment options. ...
Self-funded health plans, also called self insurance, give employers more control over healthcare costs. Instead of paying a monthly premium to an insurance company, employers self-insure by directly covering employee medical claims. Here’s how it works: Flexibility and Control: With self ...
“As a business owner, you define what the right insurance is going to be,” said Seth Morton, owner of Morton Insurance. “Insurance itself is simply an agreement by an insurance company to pay the insured for business losses. To determine what should be insured, a business owner needs to...
Using tax revenues to subsidize health insurance and to achieve safe and effective health services has become an important means of health care reform for governments. However, how to select designated hospitals or specific medical facilities that allow as many patients as possible to afford medicine...
Health and Life Insurance for Families Health insurance becomes increasingly important once you start raising a family. If you’re employed, your company may offer a health plan that is typically cheaper because they subsidize a large portion of the premium. Check all the plans available during yo...
GoldenCare is an online brokerage specifically for long-term care insurance and other similar products, like critical care insurance, prescription plans, annuities and more. The company partners with nearly two dozen different healthcare and insurance providers, so when you fill out a quote form, ...
purchase malpractice insurance or know more about it. Maybe your insurance is covered by your company, which has already selected the insurer and negotiated the policy terms. However, your career could be at risk if you are ever caught in a malpractice action, even if your company provides ...
Whether or not you smoke (in some states you will pay a “surcharge” if you are a smoker) Where you live How many people are enrolling with you (spouse and/or child) Your insurance company You will pay the premium whether you receive care or not. When and if ...