Your lender may require you to get homeowners insurance as part of the approval process. Even if they do not, it’s a good time to get quotes from your insurance company, or shop your homeowners insurance policy around with a few providers to get the best deal on coverage. 9. Schedule ...
If you answered “yes” to those five signs, it’s time to walk through a checklist for first time home buyers. Step 1: Assess Your Personal Finances & Credit Score There are two primary yardsticks to determine if you’re financially prepared to buy a home: your annual income and how mu...
Budgeting Tips for New Homeowners An accurate home budget can help you plan for the true cost of home ownership. Read More What Do You Need to Buy a House? Buying a house can be a complex process. New approaches may make it easier, but it’s a good idea to understand all the key...
Figure out how much you can reasonably pay each month for your mortgage, property taxes and homeowners insurance. (This number will normally be the size of the check you will have to write each month as your mortgage payment, and it will give you an idea of how large a loan you may be...
The disclosure provides your loan amount, interest rate, and periodic installment, including an itemized breakdown of how much goes towards the principal and accrued interest, plus private mortgage insurance (PMI), property taxes, and homeowners insurance. ...
Checklist for Homeowners Deep cleaning a house for sale sets the stage forquality professional listing photosandeffective staging, which enables buyers to visualize a property as their future home, according to58% of buyers agentssurveyed for the National Association of Realtors (NAR) 2023 Profile ...
If you have no time at all for cleaning, let us recommend opening the front and back door and bringing in the leaf blower. Things You Don’t Have to Do We always like to start a list of home maintenance tips for new homeowners with things you don’t need to do, mostly to preserve...
Replace the hot water heater.Gas and electric hot water heaters normally last 10 years or so. Replacing an electric unit can be a DIY project for handy homeowners, but gas models should always be installed by a professional. Use theEnergy Star Product Finderto help you find your next unit....
When it comes to selling your home, it's essential to understand that potential buyers will scrutinize it more than they would their own. While most of us don't have time for weekly top-to-bottom dusting, keeping your home in pristine condition while it's on the market is crucial. Think...
Applicable People: All Users,Designed for everyone, from first-time apartment dwellers to seasoned homeowners. Usage and Purpose: Daily Task Planning,Optimized for daily task management, streamlining your to-do list. Design and Style: Wall Hanging Memo,Easily mounted on walls, this checklist board ...