Why should I check my FICO® Score? 90% of top lenders use FICO® Credit Scores, including Discover.1 That’s why Discover provides a FICO® Score instead of any other type of credit score. Lenders will use your credit score to determine your credit risk and creditworthiness. You can...
Transunion offers total credit protection all in one place from credit score, credit report and credit alert. Check your credit score today from TransUnion!
Credit scores are calculated using the FICO or VantageScore model. This, and other factors, mean your credit score may vary slightly between the credit bureaus. Here’s how to check your credit score for free at each of the three major credit bureaus: TransUnion: You can’t get a free cr...
Types of credit scores You don’t just have one credit score; you have dozens. There are two major firms—FICO and VantageScore—and both have slightly different ways of calculating scores, so that explains why your score might be slightly different if you check it on a variety of platfor...
American Express MyCredit Guide– You do not need to have an American Express credit card to get your FICO credit score (from Experian) for free. Capital One CreditWise– You do not have to be a Capital One customer to get a free credit score using this service. This is a VantageScore...
Why checking your credit score matters Your credit score plays a big role in your financial life and it’s important to keep track of it. Whenever you apply for credit, your lender will look at your credit score to see if you a good prospect for a loan. FICO and Vantage credit scores...
Why you should check multiple credit scores Your FICO score, which is most commonly used by lenders, can fall anywhere between 300 and 850. Here are the FICO score rangesExperian definesas poor, fair, good, very good and exceptional.
FICO Score categories: Poor:300 to 579 Fair:580 to 669 Good:670 to 739 Very good:740 to 799 Excellent:800 to 850 How many credit cards can you apply for without hurting your credit? There's no limit to how many credit cards you can apply for, but applying for a lot of credit c...
Enroll in American Express® MyCredit Guide to access your Experian® credit report and explore credit building tools any time.
FICO Small Business Scoring Service (SBSS): FICO’s SBSS score ranges from 0 to 300, and is used by lenders to make credit decisions quickly, particularly for term loans and lines of credit under $1 million. This score considers personal credit history, business credit history, and financial...