If you pay off your monthly balance in full, you will not be charged any interest. But if you only pay part of what you owe, the remaining amount is carried over to the next month – and you’ll be charged interest on the whole balance. There will also be a minimum amount that you...
Pay in 3 is an unregulated credit agreement, so you will have fewer protections under this agreement than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in ...
Is your car insured? Driving without a valid car insurance policy is illegal. Find out how to check your car insurance to see if you're insured to drive.
If your vehicle fails its MOT you won’t be able to drive it away until the faults have been fixed. But once it’s passed the inspection, your MOT certificate is valid for 12 months. Key points An MOT is a legal requirement for your car once it’s three years old It checks the ca...
It is not recommended that you borrow money from any lender that is not FCA authorised and regulated. It's completely understandable why some people may be reluctant to undergo a credit check. If you have a poor credit history or have made some financial mistakes in the past, then you may...
Check that you’re getting a good Wi-Fi signal throughout your home and make sure your hub is in a central location, not blocked by large items of furniture or electrical equipment. Wi-Fi extendersmight be a good idea if you live in a larger house, or if you can't move your router...
Further, XM Group is approved by the level 1 regulator such as The Australian Securities and Investment Commission (ASIC), and The Financial Conduct Authority (FCA), discussed above. Therefore, even if the traders are asked to share their account details, they are absolutely safe on the XM ...
Having a poor credit score shouldn’t stop you from getting a loan entirely. If you have a poor credit score but need a loan, bad credit loans are an option. Getting a loan can be difficult if your credit score is less than ideal thanks to missed repayments or if you’ve yet to bu...
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