Prequalified vs preapproved: What you need to know about your approval chances for a credit card Looking to apply for a credit card? Know if you're eligible and have this information ready For rates and fees of the Discover it® Secured Credit Card, click here. Editorial Note: Opinions...
A lender may advise that you can get prequalified with a soft credit check. This inquiry provides general information about your credit history and won’t affect your credit score. But once you submit a formal credit application—even if it’s just for a branded credit card at your favorite...