7. Encourage Debit Card Payments The cheapest way to accept cards is to process debit cards. Debit cards have much lower interchange fees because of the lower risk of fraud. The typical interchange rate for debit cards is just 0.5%, while credit cards are around 1.7% - 2%. On a $20 pu...
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One way to make a bigger impact is to prioritize paying down your debt balance when you receive a cash windfall. "Research suggests that when people reduce debt, they generally pay a substantial amount of it at once, often from a tax refund or Economic Impact Payments during the pandemi...
Consistently making minimum monthly payments and forking over tons of interest might make you highly profitable to your creditors. A solid payment history is good for your credit score, but spending more than you have to on interest is a very expensive way to boost your credit score. A good...
A policy that offers replacement cost will pay out more, but it will also cost more. If you live modestly, ACV may be enough to replace lost items. Improve your credit score Insurers in most states are allowed to consider your credit history when deciding on approvals and rates. Paying yo...
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