One way to make a bigger impact is to prioritize paying down your debt balance when you receive a cash windfall. "Research suggests that when people reduce debt, they generally pay a substantial amount of it at once, often from a tax refund or Economic Impact Payments during the pandemi...
"For people who regularly purchase groceries but don't use them, a meal delivery service is a helpful way to reduce waste," says registered dietitianMelissa Darlow. "The meals specify serving sizes, so if something is two servings you can plan for that or freeze whatever you don't finish....