Homeowners who have gone a certain number of years without filing an insurance claim may receive a discount. Maintaining a clean claims history signals to insurers that you are a lower risk, which can lead to lower premiums. How Can You Reduce Your Home Insurance Costs? Lowering your home ins...
To find the cheapest home insurance companies, Bankrate’s insurance editorial team started by obtaining January 2025 premium information for the largest homeowners insurance companies by market share from Quadrant Information Services. Because we know that many people want to find not just the cheapest...
Cherise Threewitt is a features editor at U.S. News who has written expert content about homeowners, renters, life, and car insurance. She has more than 15 years of experience covering all angles of the auto industry. Read more Sarah Li Cain ...
But this will raise your annual premium, so this is best for homeowners interested in spending a set amount each month with no fluctuations from repair visits. Many of Elite’s policies can save you money, such as their commitment to pay for the use of cranes, disposal of covered parts ...
insurance is by combining your vehicles and other insurance together to get you additional savings. All insurance companies offer a multi-car discount (if yours doesn�t, it�s time to switch companies). Further, many will discount more if you have your homeowners or renters policy with ...
Bundling discount:If you have more than one policy with a single company, you're likely to see savings. Bundles with auto and homeowners or renters insurance tend to yield the most savings, but there may also be savings if you have multiple cars insured on your policy. You might see this...
Mark Fitzpatrick is aLicensed Property and Casualty Insurance Producerand MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insuran...
Bundling discount: You might earn a discount for bundling your Florida car insurance and your Florida homeowners insurance with the same company. If you aren’t a homeowner, some companies offer bundling discounts for other types of coverage, such as renters or motorcycle policies. However, it’...